he business of securing and rehabbing properties is difficult enough without an overly complicated lending process. TcCapital simplifies the Hard Money Lending process by concentrating on what is actually needed from our borrowers. We work together with our borrowers to find the best direct lender to fit your needs. We understand that for you to be successful you must close purchases fast and efficiently. We specialize in After Repair Value loans (ARV) and know our borrowers are looking for the following: aggressive terms, aggressive Loan to Value ratio’s, low capital commitment and fast closings. We can help you achieve all of those goals and help you close quickly on those properties that you have targeted. It is easy to start the loan process with TcCapital and there are no upfront costs. Just provide the subject property address and a few facts allowing us to complete a preliminary analysis of the project. We will work with this information to determine which lender is best suited to help you achieve your objectives. We will provide you with a Letter of Intent outlining the terms and conditions, costs and any additional information required so you can make an informed decision. Once the signed Letter of Intent is returned we will scheduled a property visit and work with you and the seller on a timely closing of the loan.

  • Types Of Hard Money Loans

    Short Sales
    Cash Out Refinancing

  • Types Of Property

    Single Family Homes
    Purchases Condos

  • Lending Criteria

    LTV is 65% of the after repair value (ARV)
    No prepayment penalties
    Fund control / Rehab money (included in the loan)
    14 Days to fund
    All properties visited
    Interest rates from 10% to 14%
    12-24 month terms
    First Trust Deeds only
    Minimum 15% cash equity
    3-12 Months of interest reserves (included in the loan)
    No upfront charges

  • Items To Close

    Signed LOI
    Purchase Contract
    Rehab List
    Preliminary Title
    Non Owner Occupied Form
    Credit Report
    1003 Loan App
    Site Visit
    Exit Strategy
    Proof of Insurance
    Line Item Rehab Budget

Let's Discuss Your Options

We are pragmatic, fast and know what is needed to help you secure properties. If you do one loan with us the chances are you will do many more. We strive to make the financing process efficient and effective. We want to help you succeed so you will come back again and again. Give us a call or fill in our Contact Sheet to discuss your opportunity.

Contact Us Today